TERMS AND CONDITIONS

Following are details on both the general terms of use for this website along with how Century handle your data. Century take your personal data very seriously and comply with GDPR legislation.

General Terms and Conditions of use for the Century Underwriting Limited website (the “Web Site”)

The Centuryuw.co.uk WebSite is provided for your information by Century Underwriting Limited (“CUL/We/Us/Our”), 46 New Broad Street, London. EC2M 1JH. These are the general terms and conditions relating to the Web Site

By continuing to use this Web Site You are agreeing to these terms and conditions. The term You/Your refers to the user and/or viewer of the Web Site.

We reserve the right to amend or change these terms and conditions from time to time.

Regulatory Information

Century Underwriting Ltd, Registered office Swift HouseGround Floor 18 Hoffmans WayChelmsfordEssex CM1 1GU (Co Reg Number: 07596141) is authorised and regulated by the Financial Conduct Authority (Financial Services Register number is 621577). Our permitted business is that of Insurance Intermediary.

CUL acts as a Managing General Agent and underwrites business on behalf of selected insurers through Binding Authority agreements. We may offer contracts of insurance from a panel of insurers or a single insurer at our discretion.

Use of the Website

You agree to use this website within the laws of the jurisdiction applicable to Your location and permitted use. You are wholly responsible for the use of the Web Site and responsible for ensuring anyone using Your terminal or access point complies with these terms and conditions. The WebSite is not intended for use by users outside of Jurisdictions that We trade in or are outside the jurisdictions We are authorised to trade in by the FCA.

Applicable Law

By using this Web Site these terms and conditions are automatically binding on You. If We change any terms We will post any changes to this page.

You agree that CUL may subcontract it’s duties or assign these terms and conditions and rights without notice to You.

The terms and conditions will be governed by and interpreted in accordance with English law and the English courts will have sole jurisdiction.

Contracts (Rights of Third Parties Act) 1999

A Person who is not a party to these terms and conditions has no rights to enforce or rely on any term contained within these terms and conditions.

Contract Certainty

The information and descriptions on the Web Site do not necessarily represent complete descriptions of all terms, conditions and exclusions and the precise cover provided (as applicable) shall be included in the schedule of cover, policy documents, quotationsand/or conditions of purchase issued to you.

Disclaimer

While We have taken all reasonable steps to ensure the accuracy and completeness of the content of the Web Site, We exclude any warranties, undertakings or representations (either express or implied) to the full extent permitted under applicable law, that the website or (including without limitation) all or any part of the content or materials, accuracy, availability or completeness of the content of the website or any part of the content or
materials are appropriate or available for use either in the United Kingdom or in other jurisdictions. If you use this website from other jurisdictions, you are responsible for compliance with applicable local laws.

We accept no liability in contract, tort, negligence, statutory duty or otherwise (to the maximum extent permitted by applicable law) arising out of the use of or access to this website (which includes without limitation) any errors or omissions contained in this website or if the website is unavailable and We shall not be liable for any direct or indirect:

  • economic losses (including without limitation loss of revenues, data, profits, contracts, use, opportunity, business or anticipated savings);
  • loss of goodwill or reputation;
  • special, incidental, consequential loss or damage, suffered or incurred arising out of or in connection with your use of this website and these terms and conditions.

Access to and use of this WebSite is at the User’s own risk and We do not warrant that the use of this WebSite or any material downloaded from it will not cause damage to any property, or otherwise minimise or eliminate the inherent risks of the internet including but not limited to loss of data, computer virus infection, spyware, malicious software, trojans and worms. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorised third parties.

Emails

E-mail is confidential, and may be legally privileged. If you are not the addressee or intended recipient of an email You receive you may not copy, forward, disclose or use any part of it. If you have received a message in error, please delete it and all copies from your system and notify the sender immediately by return E-mail. Internet communications cannot be guaranteed to be timely, secure, error or virus-free. The sender does not accept liability for any errors or omissions.

Privacy Statement

CUL is registered under the Data Protection Act 1998.

What Information do we collect?

We have provided contact details for CUL on this WebSite. You can use these details or in the alternative We may provide a form for you to contact Us for further information on Our products and services or for any other enquiry You may have. This information may include personal details and contact information you provide to us voluntarily.

We may also collect non-personal information such as the browser or type of equipment (i.e. desktop, mobile, tablet) You are using. You cannot be identified from this information and it is collected so that we may improve the service provided by the Web Site.

How do we use Information?

If You submit any information to the Web Site or through contact details given we will only use this information to contact You and answer any query You may have. We will also use this information for subsequent correspondence in this regard.

How do we protect your information?

We will handle Your information in compliance with the Data Protection Act 1998. We have security procedures in place to protect Your information from unauthorised access or loss of such information. Whilst We cannot ensure or guarantee that loss, misuse or alteration of information will not occur We use best efforts to prevent this.

With Whom is the information shared?

The information may be disclosed to certain insurance related bodies for the prevention and detection of fraud or other criminal activity. We may disclose Your information where required to by law or where we believe such action is required to protect and defend the rights, property or safety of Ourselves, insurers or other visitors to the Web Site.

We may disclose statistics to prospective partners and reputable third parties but these statistics will not include identifying information.

Our business being part of a global insurance market we may be required to disclose information outside of the UK and/or EEA states in order to effectively answer your query or to manage any insurance businessYou do with us in the future.

Use of cookies

CUL may use cookies to collect information regarding your use of the site and to track users as they navigate the website / improve the website’s usability / analyse the use of the website / administer the website / prevent fraud and improve the security of the website / personalise the website for each user.

Where You directly access any online portal or other quotation engine that may require cookies for effective application or working of the system.

To limit or block cookies you can amend your browser settings. Visit www.aboutcookies.org to find out how to block cookies and how to manage their use. Please note that blocking cookies may prevent the effective application of any online system.

Other web sites

The Web Site may link to other third party websites.We are not responsible for the privacy or content associated with those third party web sites. You should check the terms and policies of those sites as they will be different to these terms. For the absence of doubt this policy relates solely to the centuryuw.co.uk website.

Access to information

You have a legal right to a copy of any information We hold about You. You also have a right to correct any errors in that information.

Contact details

Please email any questions or comments you have to info@centuryuw.co.uk or write to us at:

Century Underwriting Ltd
90B Broomfield Road
Chelmsford
Essex
CM1 1SS

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